Consumer Debt Options Calculator

Consumer Debt Options Calculator

This is the do it yourself Debt Repayment Calculator. This tool helps you get en estimate of the options available to you in debt consolidation, debt settlement, chapter 7 or chapter 13. It analyzes the 4 major options available to you. Disclaimer: This analysis is a fair representation of your options and legal costs may vary due to the complexity and variables of each case. This analysis is only an estimate.

Enter Debt Amount

Add your debt amount and press enter to view the results:

OPTION #1

Debt Management Plan (DMP) aka Credit Counseling - 100% Repayment

Your Monthly Payment:
Service Fee:
Total Monthly Payment:
Total Payable in 5 Years:

OPTION #2

Debt Settlement Plan (DSP) aka Debt Negotiation - 50% Repayment

Negotiation Fee:
Estimated to Settle (50% of Debt):
Total Payable in DSP:
Monthly Payments
24 Months:
36 Months:
48 Months:
60 Months:

OPTION #3

Chapter 7 aka Debt Cancellation - 0% Repayment

Total Debt Repayment:
Legal Fee:
Filing Fee:
Appraisal Fee:
Total Payable:

OPTION #4

Chapter 13 (3-5 Years) aka Debt Reorganization 100% to 10% Repayment

Cost to File	100%	50%	10%
Total Debt Repayment:
Legal Fee:
Filing Fee:
Appraisal Fee:
Cost to File:
Without Federal Interest	100%	50%	10%
Base Debt Repayment:
Legal Fee for Payment Plan:
Trustee Fee:
Total Debt Repayment:
Monthly Payment (60 months):
With 4% Federal Interest	100%	50%	10%
Base Debt Repayment:
Legal Fee for Payment Plan:
Trustee Fee:
Total Debt Repayment:
Monthly Payment (60 months):