Consumer Debt Options Calculator

Consumer Debt Options Calculator

This is the do it yourself Debt Repayment Calculator. This tool helps you get en estimate of the options available to you in debt consolidation, debt settlement, chapter 7 or chapter 13. It analyzes the 4 major options available to you. Disclaimer: This analysis is a fair representation of your options and legal costs may vary due to the complexity and variables of each case. This analysis is only an estimate.

Enter Debt Amount

Add your debt amount and press enter to view the results:

OPTION #1 (FAIR ESTIMATE)

Debt Management Plan (DMP) aka Credit Counseling - 100% Repayment (Good Faith Estimate)

Your Monthly Payment:
Service Fee:
Total Monthly Payment:
Total Payable in 5 Years:

OPTION #2

Debt Settlement Plan (DSP) aka Debt Negotiation - 50% Repayment (Good Faith Estimate)

Estimated to Settle ($0.50 on the Dollar):
Legel & Negotiation Fee:
Total Payable in DSP:

Monthly Payments	Legal & Negotiation Fees are in the monthly payments
24 Months:
36 Months:
48 Months:
60 Months:

OPTION #3

Chapter 7 aka Debt Cancellation - 0% Repayment (Good Faith Estimate)

Total Debt Repayment:
Filing Fee:
Legal Fee:
CMA (Comparative Market Analysis):
Total Payable in Installments:

OPTION #4

Chapter 13 (3-5 Years) aka Debt Reorganization 100% to 10% Repayment (Good Faith Estimate)*


Total Debt Repayment:
Filing Fee:
Legal Fee:*
CMA:
Trustee Fee:*
Without Federal Interest	100%	50%	10%
Base Debt Repayment:
Legal Fee for Payment Plan:
Trustee Fee:
Total Debt Repayment:
Monthly Payment (60 months):
With 4% Federal Interest	100%	50%	10%
Base Debt Repayment:
Legal Fee for Payment Plan:
Trustee Fee:
Total Debt Repayment:
Monthly Payment (60 months):

No. of Months:
Monthly Payments:
Total Payment:

No. of Months:
Monthly Payments:
Total Payment:

No. of Months:
Monthly Payments:
Total Payment:

Summary

	Total Payment
Option #1 100% CMP
Option #2 Debt Settlement
Option #3 Chapter 7
Option #4 Chapter 13